Foolish Calculators
You wanna calculate something? We can help. Savings, retirement, investing, mortgage, tax,
credit, affordability? Can do.
Look down below to find the calculator you are looking for.
CASH FLOW CALCULATORS
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- How does inflation impact my standard of living?
- How much am I spending?
- How much do I need for emergencies?
- Should I pay down my debt or invest my monthly surplus?
- How long will my money last with systematic withdrawals?
- Should my spouse enter the work force?
- What is my current net worth?
- What is my projected net worth?
- What is my current cash flow?
- What is my projected cash flow?
- What is the value of reducing, postponing or foregoing expenses?
- Historical inflation-Compare purchasing power
- Balance My Checkbook
COLLEGE CALCULATORS
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- How much should I be saving for college?
- Will I be able to pay back my student loans?
- What are the advantages of a Coverdell ESA?
- What are the advantages of a 529 college savings plan?
- What is the value of a college education?
- What are the payments on a parental (PLUS) loan?
- Should I live at home, on campus, or off campus?
- When should I begin saving for my child's college?
DEBT CALCULATORS
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- How long will it take to pay off my credit card(s)?
- How long until my loan is paid off?
- What would my loan payments be?
- Do I have too much debt?
- What is the balance on my loan?
- Should I consolidate my personal debt into a new loan?
- Restructuring debts for accelerated payoff
- Which is better: Cash up front or payments over time?
- What is the impact of making extra payments on my debt?
- Should I pay off debt or invest?
- Should I transfer my credit card balances?
- What is my credit score?
- How much can I afford to borrow?
- Estimate my credit score
- Credit card minimum monthly payment calculator
- What is my loan rate?
HOME AND MORTGAGE CALCULATORS
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- How much home can I afford?
- Should I refinance my mortgage?
- Mortgage calculator
- Comparing mortgage terms (i.e., 15, 20, 30 years)
- Should I pay discount points for a lower interest rate?
- Should I rent or buy a home?
- Should I convert to a bi-weekly payment schedule?
- Compare a “no-cost” vs. traditional mortgage
- What are the tax savings generated by my mortgage?
- Which is better, fixed or adjustable-rate mortgage?
- Adjustable-rate mortgage calculator
- How do closing costs impact the interest rate?
- Compare an interest-only vs. traditional mortgage
- How much can I borrow from my home equity (HELOC)?
- Loan comparison calculator
- How does a reverse mortgage work?
- Balloon mortgage calculator
INSURANCE CALCULATORS
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- How much life insurance do I need?
- What is my life expectancy?
- What are my needs for burial and final expenses?
- How much disability income insurance do I need?
- What are the chances of becoming disabled?
- What are my long-term care insurance needs?
- How much will I earn in my lifetime?
- What are the tax advantages of an annuity?
- How long will my current life insurance proceeds last?
- What is the future value of an annuity?
- Which is better, comprehensive plan or high-deductible plan with HSA?
- Compare a taxable investment to a tax-deferred investment
INVESTMENT CALCULATORS
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- How should I allocate my assets?
- Compare taxable vs. tax-free investment return
- What is the value of a bond?
- What is the return on my real estate investment?
- What is the value of compound interest?
- What is the value of a put or call option?
- Taxable vs. tax-advantaged savings?
- What is my risk tolerance?
- What is the long-term impact of increased investment return?
- Certificate of deposit (CD) analyzer
- What is the dividend yield on a stock?
- How do expenses impact mutual fund returns?
- Certificate of deposit (CD) laddering strategy
- Share Certificate analyzer
- Share Certificate laddering strategy
PAYCHECK & BENEFITS CALCULATORS
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- How much will my company bonus net after taxes?
- How will payroll adjustments affect my take-home pay?
- Convert my salary to an equivalent hourly wage
- Convert my hourly wage to an equivalent annual salary
- What is the future value of my employee stock options?
- Should I exercise my “in the money” stock options?
- What may my 401(k) be worth?
- What is the impact of increasing my 401(k) contribution?
- What may my 457(b) be worth?
- What is the impact of increasing my 457(b) contribution?
- What may my 403(b) Plan be worth?
- What is the impact of increasing my 403(b) contribution?
- What may my Health Savings Account (HSA) be worth?
- What may my company ESOP be worth?
- Should I contribute more to receive the maximum 401(k) match?
QUALIFIED PLAN CALCULATORS
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- Evaluate my company pension payout options
- How much can I contribute to an IRA?
- How much retirement income may an IRA provide?
- Should I convert to a Roth IRA?
- What will my qualified plan(s) be worth at retirement?
- What is my current year required minimum distribution?
- What is my projected required minimum distribution?
- What are my lump sum distribution options?
- How do I maximize my employer 401(k) match?
- What is the impact of borrowing from my retirement plan?
- What is the impact of early withdrawal from my 401(k)?
- I’m self-employed. How much can I contribute to a retirement plan?
- Net unrealized appreciation (NUA) vs. IRA rollover?
- What are my stretch IRA distributions?
- 72(t) early distribution analysis
RETIREMENT CALCULATORS
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- How will retirement impact my living expenses?
- How much will I need to save for retirement?
- Are my current retirement savings sufficient?
- Social Security retirement income estimator
- How does inflation impact my retirement income needs?
- I’m retired. How long will my savings last?
- When should I begin saving for retirement?
- Should I convert discretionary expenses to savings?
- How much retirement income may my 401(k) provide?
- Compare a Roth 401(k) to a traditional 401(k)
- What is the value of catch-up contributions for retirement?
SAVINGS CALCULATORS
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- Becoming a millionaire
- Income generated by a savings plan
- How long will it take to double my savings?
- How long until my savings reach my goal?
- Save now vs. save later
- What could my current savings grow to?
- Calculate rate of return
- How do taxes and inflation impact my investment return?
- What is the effective annual yield on my investment?
- What could my recurring (monthly) savings grow to?
- Is my savings plan on track?
TAXATION CALCULATORS
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- What is my potential estate tax liability?
- Should I adjust my payroll withholdings?
- Will my investment interest be deductible?
- How much self-employment tax will I pay?
- Capital gains (losses) tax estimator
- Compare taxable, tax-deferred, and tax-fere investment growth
- How much of my Social Security benefit may be taxed?
- What are the tax implications of paying interest?
- Should I itemize or take the standard deduction?
- What is my tax-equivalent yield?
- Tax Freedom Day
BUSINESS CALCULATORS
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- What are the tax savings of a qualified retirement/cafeteria plan?
- What are my new business startup costs?
- Should I pay or charge monthly, quarterly, or annually?
- What is the value of my business?
- How many units do I need to sell to break even?
- Should I lease or buy equipment?
- What are my business financial ratios?
- What is my employee total compensation package worth?
- What are my tax savings with Section 179 deduction?
- Employer ESA savings calculator
AUTO CALCULATORS
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- Should I lease or purchase an auto?
- Auto purchase – loan versus 0% dealer financing?
- What would my auto payments be?
- Should I upgrade to a more fuel efficient vehicle?
- Auto loan – accelerated payoff
- How much vehicle can I afford?
- Should I refinance my auto loan at a lower rate?
- How much can I lower my monthly payment with a new auto loan?
- How much might my vehicle depreciate?
- Calculate my RV loan payments including balloon